How often can you declare bankruptcy? 

Posted by Lauren S. CohenJul 07, 20200 Comments

Let's say you use Chapter 7 bankruptcy when your debt becomes overwhelming. You need that fresh start. The debt wasn't your fault — your company went under and you lost your job — but you still had to do something about it. You used bankruptcy to eliminate it.  However, that wasn't the end of you...

How is maintenance determined in New York?

Posted by Lauren S. CohenJun 24, 20200 Comments

Divorce is one of the most challenging events you can endure, both emotionally and financially. Not only will you and your spouse divide your assets upon splitting up, you will no longer have the security of their earnings. This may not be a big deal if you lived in a dual-income household. But y...

The gray divorce mindset

Posted by Lauren S. CohenJun 21, 20200 Comments

Have you heard that divorce among those who are 50 years old and older has been rising? It's true, and this is a phenomenon that is often referred to as “gray divorce.“ What is the mindset that has led to this rise? One thing that researchers point out is the changing stigma surrounding divorce. ...

When your child isn’t coping well with divorce

Posted by Lauren S. CohenMay 26, 20200 Comments

Divorce is far from easy, especially when children are involved. It can be a scary, frustrating and confusing time for them. The first year after their parents split up is often the hardest for kids. A divorced parent needs to understand that it can take a year or longer for your child to cope wi...

How divorce divides retirement assets

Posted by Lauren S. CohenMay 15, 20200 Comments

Like many in New York state, you've been saving for the golden years all your life, and suddenly, just as retirement draws near, your marriage comes to an end. You probably have questions and concerns about how the divorce will affect your retirement savings and to which  assets your ex-spouse is...

Don’t let divorce keep you from your children

Posted by Lauren S. CohenApr 30, 20200 Comments

It is certainly true that you may not see your children as much after a divorce. You and your ex, if you both have custody rights, need to split up that time. It may be divided 50/50. It may not. Either way, you will not see your children as much as you did during the marriage when you and your s...

Don’t do these 3 things while going through divorce

Posted by Lauren S. CohenApr 13, 20200 Comments

Going through a divorce isn't simple, and there is no exact way to do it perfectly. There are some things that you may or may not want to do, though, while you're going through a divorce. One of the primary things that you need to remember is that every divorce is different. Whether your sibling ...

Stressed during divorce? These 3 tips can help

Posted by Lauren S. CohenMar 28, 20200 Comments

Your stress level is beyond anything you could have imagined because of your divorce. Your spouse has been difficult, and you're tired. You find yourself worrying that you might be on the edge of a breakdown. Before you let yourself get to that point, consider using these three tips to get yourse...

It is possible to make divorce easier 2

Posted by Lauren S. CohenMar 25, 20200 Comments

Divorce is something that's difficult to go through even in the best of cases. Trying to determine the best ways to ease the stress some might be beneficial. You need to remember that you and your ex are on opposite sides of the case, but this doesn't mean that you can't negotiate the terms of th...

Bankruptcy comes with some unexpected emotions

Posted by Lauren S. CohenMar 23, 20200 Comments

Filing for bankruptcy is one option that individuals have for taking control of their finances. What many people don't realize is that this comes with many considerations. Some people think that they are going to be happy and relieved when they file, but that's not always the case. It may surpris...

Bankruptcy can lead to emotional distress

Posted by Lauren S. CohenMar 23, 20200 Comments

Knowing that you can't pay your bills and make ends meet can be emotionally challenging. For many people who are considering bankruptcy, this is coupled with feelings of despair and shame. This doesn't have to be the way that they feel. While bankruptcy was once thought of as an easy way to get o...

Money issues might lead to a divorce

Posted by Lauren S. CohenMar 20, 20200 Comments

Many things can lead to the downfall of a marriage. One of these is money. Unfortunately, it isn't always possible to correct the issues that plague the marriage, so divorce becomes inevitable. Understanding some of the finer points of how money and marriage might impact each other can be benefic...

Work through child custody negotiations

Posted by Lauren S. CohenMar 17, 20200 Comments

Trying to work through child custody decisions can be a complex matter because you have to deal with your feelings and your ex's wishes. There are several ways that you can make this a bit easier to work through. This can help you and your children to feel more stability and less stress during th...

It is possible to make divorce easier

Posted by Lauren S. CohenMar 16, 20200 Comments

Divorce is something that's difficult to go through even in the best of cases. Trying to determine the best ways to ease the stress some might be beneficial. You need to remember that you and your ex are on opposite sides of the case, but this doesn't mean that you can't negotiate the terms of th...

When is uncontested divorce an option?

Posted by Lauren S. CohenFeb 28, 20200 Comments

Often the picture of divorce is the same. Whether you see it in friends or on TV, you see couples fighting over everything with long disputes about who will get what. Fortunately, divorce does not always mean loud fights and arguments about dishes and alimony. Over the years, you and your spouse ...

3 tips for keeping a child custody journal

Posted by Lauren S. CohenJan 23, 20200 Comments

If you are thinking about divorcing your spouse, you are not alone. In fact, divorce filings tend to spike in the first few weeks of the year. While ending any marriage has its challenges, couples with children often face additional obstacles. That is, not only must you distribute marital wealth,...

Bankruptcy is often sparked by medical expenses

Posted by Lauren S. CohenJan 20, 20200 Comments

In New York and across the United States, one of the most common ways for people to find themselves in difficult financial circumstances is through medical expenses. For most people, these medical costs will lead to various attempts to keep from falling too far behind. One note to remember is tha...

Parenting plans based on child development

Posted by Lauren S. CohenJan 08, 20200 Comments

Many divorced parents in New York have trouble agreeing on a custody schedule. If they put the children's best interests first, however, the outcome will likely be better for everyone involved. One thing parents may want to consider is the age of the child and the most recent research on child de...

Bankruptcy may not eliminate student loan debt

Posted by Lauren S. CohenDec 26, 20190 Comments

Many people in New York are struggling with massive student loan debt. Across the country, borrowers owe $1.59 trillion in student loans, and the issue has been raised in presidential campaigns and major media. While filing for bankruptcy can help people to deal with many types of overwhelming de...

  • 2 of 10