Your family has decided to adopt a child. The commitment to add a new member to your family is courageous and challenging. You may have many concerns about the adoption process, including the steps the biological parents need to take to see the adoption through. One...
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How do you adopt a stepchild?
If your new spouse has children, adopting them may be high on your priority list. After all, adoption legally protects the relationship you have with your stepchildren. If you eventually decide to divorce your spouse, a stepchild adoption also gives you certain rights...
Is it time to file for bankruptcy?
Let’s face it: No matter how much money the average person has coming in, it always seems like there’s too little. If you experience a sudden decline in your income due to a job loss, layoff or reduction in hours, the financial situation in your household can get very...
Bankruptcy with kids can be scary, but there is support
Your children are young, and you’ve always wanted to provide everything they wanted. Unfortunately, over time, that desire has meant that you’ve added hundreds of dollars onto credit cards. You’ve had amazing vacations and spent thousands on gifts and toys, but in the...
In debt after divorce? Bankruptcy could help.
When your spouse decided to get a divorce, you were shocked. You’re both in your 60’s, and you have significant debt to your name. You never expected to be dealing with such a large share of debt this late in life, especially since you’d both planned on how to pay it...
How often can you declare bankruptcy?
Let’s say you use Chapter 7 bankruptcy when your debt becomes overwhelming. You need that fresh start. The debt wasn’t your fault -- your company went under and you lost your job -- but you still had to do something about it. You used bankruptcy to eliminate it. ...
The gray divorce mindset
Have you heard that divorce among those who are 50 years old and older has been rising? It’s true, and this is a phenomenon that is often referred to as “gray divorce.“ What is the mindset that has led to this rise? One thing that researchers point out is the changing...
Your last child goes to college, and you file for divorce
Gray divorce, the common term referring to those getting divorced around 50+ years old, has been rising in recent years. People who may have been married for decades are deciding to end their marriages. Why is this happening? One reason is that couples do stay...