According to statistics gathered by the Pew Research Center, the rate of divorce for people age 50 and over has doubled since 1990. While divorce at any age can be very difficult, couples who separate after turning 50 face a more immediate challenge regarding their retirement. For some people in New York, there is little risk, but others may face a more difficult path ahead if they don't meet certain criteria.
For many people in New York dealing with insurmountable debt, a lawsuit from a debt collector may be a very serious concern. Of course, legal action is only one of the pressure tools used by collection agencies. People may deal with phone calls, letters and other attempts to collect a debt. Over 70 million people across the country have dealt with collectors at some point or another, and one-quarter of those felt threatened during those encounters. In order to handle a legal threat or a lawsuit over an unpaid debt, it is important for people to understand their rights.