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Broome County Family Law Blog

Getting control over credit card debt

Many people living in New York use credit cards responsibly. Unfortunately, there are situations in which credit card debt can get out of control. This may be due to poor spending habits as well as external circumstances, such as an illness or unexpected job loss.

Experts advise debtors to take action as soon as possible to keep debt at a manageable level. One technique for understanding debt levels is to review spending over the past year. If it is obvious that spending spikes at a certain time of the year, such as around the holidays, the debtor may decide to institute a monthly savings plan that can allow him or her to accumulate cash needed for holiday purchases.

Common factors that contribute to divorce

In New York, divorces are unfortunately common. People that are getting ready to get married normally do not do so with the idea that their marriages will fail. Individuals who have gotten divorced cite several common reasons for the end of their marriages. By understanding these factors, people might be able to take steps to help prevent their own marriages from ending in divorce.

According to Business Insider, there are seven primary reasons that divorced people list for why they got divorced. Infidelity is the top cause listed by people for their divorces. Many individuals are simply unable to move past infidelity once it has occurred. Substance abuse and addiction are other top factors that contribute to divorce. Spouses may be unwilling to stay in marriages when their partners refuse to get help for their substance addictions.

Holidays, divorce and children

Parents in New York who are getting a divorce may need to think about how they will spend the holidays. The holidays can be a difficult time for a single parent, particularly in the first year or two after the divorce. However, it is important for a parent to keep the focus on the children because it can be even more difficult for them. There are several ways that separated parents can reassure their kids.

It is important to not try to smooth over the situation with extravagant gifts. Furthermore, a parent should not badmouth the other parent during this time. New holiday traditions can be created in place of the old ones. Parents who are unable to be with their children at this time should spend time with friends and family.

How to co-parent around the holidays

Many people feel the ramifications of a divorce long after getting out of court. For parents, that is no more evident than when they have to decide who the kids will spend the holidays with. 

The first Christmas or Hanukkah after a divorce can be tough, but as long as both parents remain open to compromise, everyone can get through this time with a great experience. The parents should always put the kids first and make sure they have a great time. 

4 ways to financially prepare for divorce in the New Year

The New Year means it may be the time you decide to file for divorce. However, before you jump right into it, you should take some careful steps. Getting a divorce can leave your finances in tatters if you are not ready for the process. 

You should get a few things in order before you start the divorce so you can protect your finances. Follow the steps below to financially prepare yourself for the end of your marriage. 

3 tips for guaranteeing holiday time with the grandkids

Divorce is hard on everyone in the family when children are involved. For grandparents, it can feel like you’re losing time with your grandkids due to split custody. This can be especially prominent during the holidays. Previous family traditions may be put aside as the parents work out a holiday schedule that is equitable for them.

As a grandparent, you still have a right to see your grandchildren this holiday season. However, it is important to assert that right in a respectful way that achieves the outcome you desire. Here are a few tips for discussing the topic with your child and former child-in-law.

How financial planners view gray divorce

The challenges facing you when you get a divorce after the age of 50 can be significantly different from a young couple with few assets. After all, you have likely spent twenty to thirty years investing in retirement plans, paying off the mortgage and perhaps collecting some fine wine for your cellar.

When divvying up your marital property, it's a good idea to talk to a financial advisor experienced in gray divorce so your future plans remain intact. Here are just a few highlights to keep an eye on during negotiations.

Online dating's effect on marriage

The world is going down the tubes, right? Not according to the latest statistics regarding divorce rates and online dating. Since the explosion of internet dating sites like Match.com and Tinder, singles are finding new ways to connect with potential mates, and dates are rapidly converting into marriages.

Why is that?

Making joint custody work

Studies have repeatedly shown that children who grow up enjoying the support and guidance of both parents are generally healthier and happier. Therefore, it should be your goal to enter into a joint custody arrangement with a positive attitude and a mutual goal of creating a nurturing co-parenting program.

Here are a few quick tips to help you get started.

Grandparents’ visitation rights, under limited circumstances

New York grandparents can get court ordered visitation with their grandkids, but only under certain situations, or even uncertain situations. The statutory scheme allowing for a court to interfere in a parent’s decision to not allow visitation is not overly clear.

However, just as children have rights in divorce situations between their parents, so may grandparents and kids have rights that take precedence when it comes to the grandparent-grandchild relationship.

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