Putting A Stop To Creditor Harassment

Once you fall behind on bills, your life can quickly become a nightmare featuring frequent calls from relentless creditors and collectors. They may even call your workplace, friends and family members, putting your reputation and relationships at risk.

Whether you live in Johnson City, Binghamton or one of the surrounding New York communities, I can help you understand your options and take meaningful action toward silencing your creditors for good.

For many people coping with this level of stress, it can be difficult to maintain hope for a return to peace and stability. That's why I walk them through every step of the bankruptcy process.

Do You Need Debt Relief And Protection From Collectors?

If you qualify to file, Chapter 7 bankruptcy may be the one truly effective, legally enforceable way to stop collection calls completely. You can turn to me, attorney Lauren S. Cohen, for informed, reliable counsel on whether this is the best step for you in this trying time.

The benefits of filing Chapter 7 with my representation include:

  • Ability to stop paying unsecured creditors and direct them to contact my law office as soon as you retain me as your bankruptcy attorney
  • The issuance of an automatic stay that stops and prevents creditor actions against you — including lawsuits and wage garnishments — as soon as I file your petition
  • A discharge (elimination) of all or most of your unsecured debts such as credit card balances and medical bills

Unfortunately, debt collector harassment drives many people into agreements with for-profit companies that promote debt consolidation and credit solutions without bankruptcy. While such programs may provide a measure of temporary relief, the reality is that you may pay thousands of dollars only to find yourself in an even worse state than before.

Speak With An Experienced Bankruptcy Lawyer Now

I operate a nonjudgmental, no-pressure law practice. My clients benefit from straight answers and honest information about what Chapter 7 bankruptcy can accomplish. If my analysis of your situation indicates that bankruptcy is not the best answer, I will tell you exactly that. I genuinely want you to get the counsel you need and get back on your feet.

If you are desperate to stop creditor harassment, a Binghamton attorney with the knowledge to help is one call or email away — 607-821-0100 or 866-539-2596. I strive to respond to all messages within 24 hours and immediately prioritize potential clients' needs.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.